As the new year approaches, many of us start thinking – “diet”.  It is far too early for us to give up the holiday treats and hit the gym yet…we haven’t even had our champagne, so let’s focus on trimming up financially first.  By adjusting your insurance policies, you may be able to save hundreds annually on your premiums!

We recently stumbled upon this clever guide via insuranceagents.com, outlining 4 simple steps homeowners can take to cut out the extra calories and fat in their budgets spent on home insurance.

The article’s four recommended ways to trim up include boosting the policy deductible, living in low-risk areas, and demonstrating selectivity when insuring content in the home.
<Read Article Here> Or See the 4 steps summarized below:

1. Before purchasing home insurance policies, homeowners should take an inventory of personal belongings and home content. Being selective when insuring contents in the home may help you save.

2. Raise your deductible and put the extra cash in an interest bearing account. If you need to file a claim, the amount in the account may be much more than your deductible.

3. Shop Around. Shopping online for insurance quotes is fast, free and easy for homeowners looking to save a little money. Check with a local agent who may be able to provide a better policy and match the best rate you find online.

4. Check to see if you live in low risk areas. If you live on a river and are more likely to flood (flood zone) insurance rates may increase significantly.

Altaire is an Upscale Community located in beautiful Palo Alto. Now Selling New Contemporary-Style 1,2,3 and 4 bedroom homes.
Altaire Homes 3901 Fabian Way, Palo Alto, CA 94303 | 650.966.8881 Exclusively represented by: Pacific Marketing Assoc. #01220373